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Why Buyers Choose Rynae Calder and Gregg Hansen
Welcome > For Buyers > Why Buyers Choose Rynae Calder and Gregg Hansen ...

Buying a Home Requires Many Difficult Decisions. Make Sure Your real estate agents are Top Local Experts. 

Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like. 

As top Dallas, Garland, Richardson and Plano area real estate agents, here is how we will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest: 

- You will have full access to ALL homes available on the Dallas, Garland, Richardson and Plano market, even listings not yet on the MLS, through our professional Texas real estate affiliations. 

- Our expert local knowledge of the Dallas, Garland, Richardson and Plano area should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more. 

- Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even one neighborhood to the next. Dallas, Garland, Richardson and Plano is no different! It's our job to steer you into opportunities and out of traps. 

- What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? We help home buyers make decisions like this every day, and we'll make sure that YOU get the best value for your money. 

- Negotiating with sellers can be stressful. We will help you negotiate, so that the final contract includes your best possible terms and conditions. 

- You should know absolutely everything about the property you are buying! You and a member or my team or I will view every home that you are interested in, together. And prior to closing we will make you fully aware of any and all inspections available to you. 

- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. We will give you the full benefit of our real estate knowledge and experience. 

Let us represent your best interests in your search for a new home in the Dallas, Garland, Richardson and Plano area. While you can see a million homes on the web, actually buying your home is another matter entirely. Buyers beware! 

Ask us any question about buying a home in Dallas, Garland, Richardson and Plano. It's our job to help you! There's no obligation, and we promise to respond quickly... 

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Real Estate Tips
First Time Buyers >The Down Payment

Perhaps no single decision in a real estate purchase has more variables than "How much money do I put down?" Conventional wisdom centers around either putting down as much as you can or as little as the lender allows.

If you put down a large payment, you get some leverage with the lender, such as little or no mortgage insurance, a good equity position, and perhaps a preferred mortgage deal. You will also have lower mortgage payments. One potential disadvantage of a large down payment is that you will be using after-tax dollars on which you could be earning interest. You will also have less tax-deductible interest.

When you buy a home with a low down payment, you will have more tax deductible interest, and your investment value percentage will increase faster. You will have little equity at the outset, and your monthly mortgage payments (and perhaps your interest) will be higher. However, you will also keep more of your own money in hand to potentially earn more interest in other investments.

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Real Estate Trivia
Q 
What is considered one of the greatest U.S. construction projects that was also of great strategic importance to the U.S.?

A 
The Panama Canal, begun in 1904 and completed in August, 1914, which cost $366,650,000.
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Rynae Calder and Gregg Hansen, REALTORŪ, real estate agent and broker for Dallas, Garland, Richardson and Plano, Texas home listings, property and land for sale

Rynae Calder and Gregg Hansen
Hansen Realty Group

2401 Richland Dr
Garland, TX 75044
214-437-0466
Fax: 972-381-6429
RynaeCalder@BestImageAgent.com


Rynae Calder
Hansen Realty Group
2401 Richland Drive
Garland, TX 75044
214-437-0466
972-381-6429 fax
Rynae@verizon.net
Gregg Hansen
Hansen Realty Group
2401 Richland Drive
Garland, TX 75044
214-793-8448
972-530-7155 fax
janngregg@yahoo.com

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